Picture this: your indoor cat — the one who never goes outside, sleeps 18 hours a day, and seems practically indestructible — suddenly swallows a hair tie, develops a urinary blockage, or gets diagnosed with diabetes. In a matter of hours, you’re staring at a vet bill that could run anywhere from $800 to $5,000. Sound dramatic? It’s not. It’s Tuesday for many cat owners. So, is pet insurance worth it for indoor cats? The short answer: it depends — but for many cat owners, it absolutely is. In this guide, we’ll break down exactly what pet insurance covers, what it costs, and how to figure out whether it makes financial sense for your furry homebody. The Myth of the “Safe” Indoor Cat Many cat owners assume that keeping their cat indoors eliminates most health risks. And while it’s true that indoor cats avoid cars, predators, and contagious diseases from other animals, they’re far from immune to expensive health issues. Here’s what indoor cats are actually at risk for: •...